My ex spouse has had 2 years to pay a settlement per the decree. Now that time is here and surprise! no payment. What do I do next?

You need to file a petition for contempt. Have you browsed through the information in LawInfo's Free Legal Resource Center to learn more about your issue yet? See: http://www.lawinfo.com/consumer.html. You can certainly try to speak to a lawyer to determine what legal options may be available. In the meantime, you may be able to learn more on your own. Search the "Free Legal Resources" tab, or browse the Consumer Resources. Good luck.